talise
Pitch · 2026

Money that moves like
a message.

A dollar account that sends by name, settles in under a second, and keeps the amount private. Built on Sui, live on mainnet.

Live on mainnetPublic betaSui Overflow
talise.ioDeFi & Payments
talise
02 · Problem
The problem

Moving money is still stuck in 2005.

6.4%
Average cost to send across a border (World Bank)
1 to 5 days
To arrive, and only with a bank
1.4B
Adults still outside the banking system

You pay a tax, you wait days, and you fight an app that locks up your own cash. The people who feel it most are the ones who can least afford it. Cash is instant. The internet should be too.

talise
03 · Solution
The solution

A dollar account that lives inside a conversation.

Sign in with Google, hold dollars, and send them to a name, not a 0x address. No seed phrase, no gas, no waiting.

$0.00
Gas to send
~1s
To settle, final
Google
Sign in, zkLogin
20+
Countries reachable
Talise home
talise
04 · How it works
How it works

Four invisible layers, one obvious experience.

Identity

zkLogin turns a Google account into a self-custodial Sui wallet. The user never sees a key.

Settlement

Balances are USDsui, a US dollar token on Sui, moved with sub-second finality.

Gas

Every send is sponsored, so the user pays nothing to transact.

Names

Everyone claims name@talise.sui, a real on-chain identity that money routes to.

Put together, sending a dollar feels like sending a text.

talise
05 · Privacy
The part nobody else ships

Send dollars without broadcasting them to the world.

Public chains leak every balance and every payment. Talise private send hides the amount on chain and breaks the link between sender and recipient through a relayer.

Amount hidden on chainSender and recipient unlinked

Real zero-knowledge settlement, live on Sui mainnet today. Not a roadmap promise.

talise
06 · Primitives
More than a send

Money that behaves like the internet.

Money in a link

Wrap dollars in a claim link and drop it in any chat. The recipient taps, and the money is theirs. No address needed.

Money over time

Stream a salary or a subscription by the second instead of in one lump payment.

Idle dollars at work

Balances that sit still are put to work through on-chain lending, so the account is never dead weight between payments.

talise
07 · Why now
Why now, why Sui

The rails finally exist. The need has never been louder.

zkLogin removed the wallet

A Google sign in now produces a self-custodial account. Onboarding is a tap, not a tutorial.

Sponsored gas removed the toll

The user transacts without ever holding a gas token.

Sub-second finality

Sui settles fast enough that send and receive feel like a message, not a transfer.

talise
08 · Traction
Traction

Live in production, and the demand is real.

1,900+
Names on the waitlist
1,400+
@handles claimed on chain
Live
On Sui mainnet, public beta shipping to iOS

Real dollars have moved end to end: gasless sends, private sends, claim links, and bank cash-out all work in the shipped build.

Talise app
talise
09 · Market
Market

A trillion-dollar flow, entered through one corridor.

Cross-border payments move trillions a year, and remittances alone are a multi-hundred-billion-dollar market that still pays the highest fees in finance. We start in one high-volume, high-pain corridor and expand corridor by corridor.

Beachhead corridor: $20B+ annual flowThen corridor by corridor
talise
10 · Business model
Business model

Sending is gasless for the user. We earn at the edges.

Gasless
for the user

FX spread

When dollars meet local currency at cash in and cash out.

Ramp margin

On on-ramp and off-ramp settlement through licensed partners.

Yield spread

A margin on the yield generated by idle balances.

Talise for business

Payouts, payroll streaming, and claim links for teams.

talise
11 · Defensibility
Competition and defensibility

Built on an axis incumbents cannot follow.

CapabilityBanks & transmittersCrypto walletsTalise
Sub-second, gasless settlementNoPartialYes
Send to a name, no seed phraseNoNoYes
Private, amount-hidden transfersNoNoLive
Identity network that compoundsNoNoYes

Every claimed name makes the graph denser, and shielded settlement that is genuinely live is rare and hard to copy.

talise
12 · Vision
The vision

A dollar account for the next billion, that works like a message.

Talise starts as the fastest way to send a dollar to someone you know. It becomes the default dollar account for anyone the banking system left behind: hold, send, save, and get paid, all private, all instant, all in one app.

Now

Gasless private sends, claim links, and bank cash-out, live on mainnet.

Next

Deepen the first corridor, open business payouts, harden the privacy pool.

Then

Expand corridor by corridor into a global dollar account.

The ask

Win Sui Overflow 2026's DeFi & Payments track, and take Talise from a live mainnet beta to the default dollar account for an underserved corridor.

Team

Built solo, end to end: Move contracts, gasless infrastructure, iOS, and web.

Money should be instant, borderless, private, and yours.

talise.ioTalise · money that moves like a message